Investment Property Analyzer
Calculate ROI, rental yield, and cash flow projections for Singapore property investments.
Investment Property Analyzer
Gross Yield
3.60%
Annual rent / Property value
Net Yield
2.54%
Net income / Property value
Cash-on-Cash
-7.08%
Annual cash flow / Down payment
Total ROI
115.04%
Over 10 years
Annual Cash Flow
Break-Even Point
Year 10
Not within holding period
Cash Flow Over Time
+ Show yearly projections- Hide yearly projections
| Year | Rental | Expenses | Cash Flow | Property Value | Equity |
|---|---|---|---|---|---|
| 1 | +$49,680 | -$79,104 | $-29,424 | $1,545,000 | $448,666 |
| 2 | +$49,680 | -$79,104 | $-29,424 | $1,591,350 | $524,702 |
| 3 | +$49,680 | -$79,104 | $-29,424 | $1,639,091 | $603,184 |
| 4 | +$49,680 | -$79,104 | $-29,424 | $1,688,263 | $684,191 |
| 5 | +$49,680 | -$79,104 | $-29,424 | $1,738,911 | $767,807 |
| 6 | +$49,680 | -$79,104 | $-29,424 | $1,791,078 | $854,114 |
| 7 | +$49,680 | -$79,104 | $-29,424 | $1,844,811 | $943,200 |
| 8 | +$49,680 | -$79,104 | $-29,424 | $1,900,155 | $1,035,156 |
| 9 | +$49,680 | -$79,104 | $-29,424 | $1,957,160 | $1,130,074 |
| 10 | +$49,680 | -$79,104 | $-29,424 | $2,015,875 | $1,228,051 |
Singapore Market Benchmarks
• Condo gross yield: 3-4%
• HDB room yield: 5-7%
• Appreciation avg: 2-4%/yr
• Vacancy avg: 5-10%
This is an estimate for educational purposes only. Actual returns depend on market conditions, property management, and other factors. Consult a financial advisor for investment decisions.
Understanding Investment Metrics
Gross Yield: Annual rental income divided by property value. Good for comparing properties quickly.
Net Yield: Net operating income divided by property value. More accurate as it includes expenses.
Cash-on-Cash Return: Annual pre-tax cash flow divided by total cash invested. Shows return on your actual investment.
Total ROI: Total return including appreciation and principal paydown over the holding period.
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