For Sale
Listed 1w ago

388 Yishun Ring Road

YISHUN · District 27

$540,000$478 psf3 bed1,130 sqft
Zero agent bias
Real transaction data
Free AI valuation
Photo 1
1 / 1
PJ Intelligence

Property Context & Market Position

0.0/10
ReviewBased on 7 key factors

Market Value Analysis

Asking Price
$0.54M
PJ Estimated Value(AI-powered)

Financial Characteristics

Est. Monthly Rent
$1,800
est. at 4% gross yield
Gross Yield
~4%
typical SG market
Net ROI
~3.2%
after tax/maint

Assumes current SIBOR/SOR rates of ~3.8% and standard financing terms. Actual rates may vary.

Property Highlights

Generate the full AI report for detailed strengths, risks, and negotiation insights tailored to this property.

This analysis is based on available data and algorithmic estimates. Property conditions, market conditions, and individual circumstances vary. Please verify all details with the listing agent and conduct your own due diligence before making any decisions.

For SaleListed 1w ago

388 Yishun Ring Road

YISHUN · District 27

$540,000

$478 psf

≈ $2,028/mo

3 Beds2 Baths1,130 sqft

Agent: Giovanni

Share:WhatsAppTelegram✉ Email

Key Details

Property Type
hdb
Listing Type
For Sale
Floor Area
1,130 sqft
PSF
$478 psf
Bedrooms
3
Bathrooms
2
District
D27
Town
YISHUN
MRT Station
Yishun
MRT Distance
1301m walk

Furnishing & Features

As provided by the listing agent

FurnishingNot specified
Property TypeHDB

About this property

**Spacious 3-Bedroom HDB Flat in Yishun – Perfect Family Home!** Discover this well-maintained 3-bedroom, 2-bathroom HDB flat in Yishun, offering 105 sqm of comfortable living space. Priced at $540,000, this property is an excellent investment for growing families or investors looking for a prime location. Conveniently located near top schools, including North View Primary School (3 min walk) and Huamin Primary School (5 min walk), this flat ensures easy access to quality education. The nearby Xishan Primary School is also within walking distance (14 min). Daily essentials are just a short walk away, with Northpoint City shopping mall (16 min) and Yishun Park Hawker Centre (14 min) offering a variety of dining and shopping options. The Yishun MRT station is also easily accessible (1301m away). Don’t miss this opportunity to own a spacious and well-connected home in Yishun. Contact us today to schedule a viewing!

AI Insights

AI-generated

Transaction History

DatePricePSFSizeFloorType
Loading…

Location & Nearby

500m radius1km radius

Commute Planner

Mortgage Calculator

$
25% ($135,000)
3.5%
1%6%

Estimated Monthly Payment

$2,028

Principal $405,000Interest $203,400
67% principal33% interest

Current Bank Rates

Standard Chartered (fixed)3.1% — $1,942/mo
DBS (fixed)3.15% — $1,952/mo
Maybank (fixed)3.18% — $1,959/mo
Compare all banks →

This is an estimate only. Actual loan terms depend on bank approval, your credit score, and current interest rates.

Total Cost Summary

Upfront Costs

Down payment (25%)$135,000
Buyer Stamp Duty (BSD)$10,800
Option fee (1%)$5,400
Legal fees (est. ~$2.5K–$4K)$3,000
Total upfront$154,200

Monthly Costs

Mortgage repayment$2,028
Property tax (est./mo)$180
Total monthly$2,208

Maintenance and property tax are estimates. Exact figures depend on development and IRAS annual value assessment.

Property Characteristics Summary
7.2/ 10
Based on 7 factors
Key Metrics
Price
$540K
PSF
$478
Yield(Estimated)
~3.1%
Liquidity
Medium
Exit Risk
Low

Property Summary

  • Freehold tenure
  • Central location
  • Strong rental demand
  • No luxury premium
  • Boutique project visibility
📋

Summary: A safe, income-generating CCR foothold with defensive hold characteristics.

Analysis based on available data. Verify with listing agent before deciding.

Market Considerations

Favorable Factors
Freehold tenure
Central location
Proven rental demand
Market Context
Boutique project (lower visibility)
Competition from new launches
Points to Consider
No luxury positioning — limited upside multiple

Analysis based on available data. Verify with listing agent before deciding.

Exit Strategy

hdb
Freehold
3–5 years
◐Market-dependent
Moderate gains
Market-dependent appreciation
+8%
projected
10+ years
●Stable
Strong capital preservation
Freehold preservation + steady appreciation
+35%
projected
Rent long-term
●Stable
Stable income
Consistent rental yield with low vacancy
+3.1%
projected
Best for long-term hold

Freehold properties tend to hold value better over extended periods. Consider holding for 10+ years for optimal returns.

Exit projections are estimates based on historical data and market trends. Actual returns may vary significantly based on market conditions.

Property Context & Suitability

This property may suit
  • Those seeking freehold property in central location
  • Buyers prioritizing rental yield
  • Long-term holders (5+ years)
  • Those valuing rental stability
Typical Profile

First-time CCR buyers, yield-focused purchasers, or those with long-term hold strategies.

Considerations
  • Property may not suit those seeking fast capital gains
  • Limited luxury positioning in the development
  • Lower visibility compared to larger projects
Alternative Profile

Speculative buyers or luxury-focused purchasers.

Context: This property offers freehold tenure in a central location with stable rental demand. Individual suitability depends on your personal circumstances, financial situation, and property goals. Consult a licensed property agent for personalized advice.

Analysis based on available data. Verify with listing agent before deciding.

📊

PJ Intelligence Report

AI-powered valuation, rental analysis, market trends, and deal scoring — based on 824K+ verified government transactions.

Generate Free Report
Giovanni

Giovanni

📞 +6588888888⚠ CEA reg not provided
$540,000WhatsAppContact