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HDB Resale Guide

🏢3,200 words

HDB Resale Guide

Overview

Buying an HDB resale flat is often faster than waiting for a BTO. This guide covers everything you need to know.

Timeline

  • Check Eligibility (Day 1)

  • Get HDB Loan Eligibility (HLE) (1-2 weeks)

  • Search and View (2-8 weeks)

  • Option to Purchase (Day of decision)

  • Submit Resale Application (Within 21 days)

  • Completion (8-10 weeks)
  • Available Grants

    GrantAmountEligibility
    Enhanced CPF Housing GrantUp to $80,000First-time buyers
    Proximity Housing GrantUp to $30,000Living near parents/children
    Family GrantUp to $50,000First-timer + second-timer couple

    Key Considerations

  • Remaining lease must cover youngest buyer to age 95 for full CPF usage

  • Ethnic Integration Policy (EIP) quotas

  • Maximum occupancy rules
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